NATIONAL BUREAU OF ECONOMIC RESEARCH
NATIONAL BUREAU OF ECONOMIC RESEARCH
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Macroeconomic Effects of Debt Relief: Consumer Bankruptcy Protections in the Great Recession

Adrien Auclert, Will S. Dobbie, Paul Goldsmith-Pinkham

NBER Working Paper No. 25685
Issued in March 2019

---- Acknowledgments ----

A previous version of this paper circulated under the title "Debtor Protections and the Great Recession.'' We are extremely grateful to Guido Imbens, David Scharfstein, and Andrei Shleifer for their help and support. We thank David Berger, Jediphi Cabal, John Campbell, Gabriel Chodorow-Reich, Fritz Foley, Sonia Gilbukh, Sam Hanson, Kyle Herkenhoff, David Laibson, Atif Mian, Kurt Mitman, Ben Moll, Matt Rognlie, Isaac Sorkin, Jeremy Stein, Ludwig Straub, Adi Sunderam, Jacob Wallace, Johannes Wieland, Danny Yagan, Crystal Yang, Eric Zwick, and numerous seminar participants for helpful comments and suggestions. We also thank Joanne Hsu, David Matsa, and Brian Melzer for sharing their data on state Unemployment Insurance laws. Daniele Caratelli, Sara Casella, Rebecca Sachs, and Bailey Palmer provided excellent research assistance. The views expressed are those of the authors and do not necessarily reflect those of the Federal Reserve Bank of New York, the Federal Reserve System, or the National Bureau of Economic Research. All remaining errors are ours.

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